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If you're looking to borrow some extra funds, maybe for home improvements, to buy a 2nd property, a new car, or to pay off some debts, initially we'd look to secure a further advance from your current mortgage lender or re-mortgage to another lender.
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However there are many occasions when this isn't possible, maybe because the current lender won't lend anymore and/or there is an early repayment charge on your current mortgage. This is when we can apply for a 2nd charge secured loan. Your existing mortgage can stay as it is but we can still use the equity in your home as security to borrow the funds you are looking for from a second lender.
Application
Mortgage Advice
Looking to borrow extra?
Secured Loan
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Access funds from your home
Use the equity you've built up in your property to explore additional borrowing.
An alternative to remortgaging
Explore a second charge mortgage if changing your existing mortgage isnt the right option.
Keep your current mortgage
Borrow additional funds without replacing your existing mortgage.
Apply for a mortgage
Apply for a re-mortgage
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YOUR HOME MAY BE REPOSSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBT SECURED ON IT
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Online Mortgages a trading style of The Horsham Mortgage Centre Limited is an appointed representative of The On-Line Partnership Limited which is authorised and regulated by the Financial Conduct Authority.
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Company Registered in England No: 9316730
Registered Address: Littlehaven House, 24/26 Littlehaven Lane, Horsham, RH12 4HT
Telephone Number: 0330 043 4645